Which appliance categories are most commonly purchased with extended warranties?

Date Created: June, 2026
TLDR
Refrigerators, laundry appliances, dishwashers, and premium cooking products are most commonly purchased with extended warranties.
These categories have the highest attachment rates due to higher repair costs and greater ownership risk. Consumer Priority Service (CPS) programs like True Extended, 50% Back, and SND Coverage are designed to help retailers monetize protection sales across new, open-box, scratch-and-dent, and premium appliances. Retailers that focus on these categories often see the strongest warranty revenue and customer engagement.
The appliance categories most commonly purchased with extended warranties are refrigerators, washers, dryers, dishwashers, and premium cooking appliances. These categories see higher attachment rates because repairs are expensive and ownership concerns are greater, especially as appliances become more complex. Consumer Priority Service (CPS) supports coverage for these high-exposure categories through programs like True Extended, 50% Back, and SND Coverage, allowing retailers to offer protection on new, open-box, and scratch-and-dent inventory. According to CPS dealer observations, refrigerators and laundry products consistently rank as top attachment categories due to customer risk awareness and service trends.
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Which appliance categories have the highest warranty attachment rates?
The appliance categories with the highest extended warranty attachment rates are refrigerators, laundry appliances (washers and dryers), dishwashers, and premium cooking products.
These categories consistently lead in protection plan sales because customers are concerned about repair costs, long-term reliability, and the disruption that a failure can cause. Refrigerators and freezers, in particular, stand out due to the risk of food spoilage, while laundry appliances see high usage and frequent service events. Dishwashers and premium cooking appliances often involve costly electronic and mechanical components, which drives interest in coverage.
- Refrigerators & Freezers: Top attachment rates; customers worry about breakdowns and food loss.
- Washers & Dryers: Heavy household use and high repair frequency lead to strong protection plan adoption.
- Dishwashers: Water-related failures and electronics drive demand for coverage.
- Premium Cooking Appliances: Higher repair costs and advanced features encourage longer coverage terms.
CPS programs are structured to help retailers maximize warranty revenue on these high-value categories, with options for new, scratch-and-dent, and open-box inventory. CPS dealer data shows that focusing on these categories can double warranty penetration compared to lower-risk product types.
|
Appliance Category |
Attachment Rate Trend |
Key Risk Factor |
Retailer Opportunity |
|---|---|---|---|
|
Refrigerators & Freezers |
Highest |
High repair cost, food loss risk |
Top protection plan revenue source |
|
Washers & Dryers |
Very High |
Frequent repairs, heavy use |
Strong ongoing warranty sales |
|
Dishwashers |
Above Average |
Water/electronics failures |
Consistent attachment growth |
|
Premium Cooking Appliances |
High |
Expensive electronics, advanced features |
Longer-term coverage sales |
|
Standard Cooking Appliances |
Average |
Mechanical/electrical issues |
Moderate revenue |
Why do appliance retailers offer extended warranty coverage on these categories?
Many appliance retailers focus on selling extended warranty coverage for refrigerators, laundry appliances, dishwashers, and premium cooking products because these categories generate the most consistent revenue and customer interest. High repair costs, advanced electronics, and the impact of a failure make customers more likely to invest in protection. Programs like CPS True Extended and 50% Back allow retailers to cover both new and discounted inventory, maximize profit per transaction, and support their customers through the full appliance ownership cycle.
- Generates additional profit on high-value appliance sales—warranty attachment rates are highest in these categories
- Protects customers against expensive repairs that often occur after the manufacturer warranty ends
- Fits customer expectations—buyers of refrigerators, laundry, and premium appliances expect long-term support
- Allows coverage on new, scratch-and-dent, open-box, and qualifying used inventory with CPS program flexibility
- Improves customer trust and satisfaction by providing reliable service backing for their most critical home appliances
- Enables retailers to monetize existing sales without increasing inventory or marketing costs
How do appliance retailers maximize warranty sales in these categories?
Many appliance retailers maximize warranty sales in high-attachment categories by making protection plan offers a standard part of the sales process for refrigerators, washers, dryers, and premium appliances. Experienced retailers often present multiple coverage options—such as CPS True Extended or 50% Back—after the product decision is made, using real-world repair examples to reinforce the value. According to CPS dealer observations, stores that consistently position coverage as a logical part of long-term ownership see 20–45% higher attachment rates in these categories compared to those that treat warranties as optional add-ons.
How do CPS warranty programs for these categories work?
Consumer Priority Service offers specialized extended warranty programs—True Extended, 50% Back, and SND Coverage—built around the unique risks and ownership timelines of high-value appliance categories. Coverage for refrigerators, laundry appliances, dishwashers, and premium cooking products starts after the manufacturer warranty expires (True Extended), runs a fixed five-year term for new appliances (50% Back), or provides protection for discounted/open-box inventory (SND Coverage).
Retailers can enroll qualifying products at sale, attach coverage to new or discounted inventory, and benefit from flexible eligibility rules. CPS manages all claims, coordinates service through factory-authorized networks, and supports retailers with onboarding, training, and reporting. These programs allow appliance stores to maximize revenue and customer satisfaction while offering protection that aligns with how customers actually use their appliances.
CPS Warranty Program Components for High-Attachment Appliance Categories
- True Extended: Begins after the manufacturer warranty ends (1–3 years OEM typical), covers mechanical/electrical failures up to 8 years total ownership
- 50% Back: Five-year plan for new appliances, with a 50% refund if unused; coverage overlaps with OEM warranty period, then CPS takes over
- SND Coverage: Protects scratch-and-dent, open-box, refurbished, and qualifying used appliances; 1-year warranty card attaches to discounted inventory
- Multi-category eligibility: Programs cover refrigerators, washers, dryers, dishwashers, and premium cooking appliances without pricing changes by category
- Claims administration: CPS manages claim intake, service dispatch, and repair/replacement with dealer-first service participation
- Dealer flexibility: Retailers choose which programs to offer and can attach coverage to both new and discounted products
What is included and excluded in CPS coverage for these appliance categories?
Coverage for refrigerators, laundry appliances, dishwashers, and premium cooking products through Consumer Priority Service focuses on real mechanical and electrical failures that impact daily operation. Cosmetic issues, wear-and-tear, and external causes are not covered.
What Does CPS Cover?
- Mechanical and electrical failures after the manufacturer warranty ends
- Parts and labor for covered repairs (compressors, motors, control boards, pumps, electronics)
- Service coordination through CPS and factory-authorized networks
- Replacement or reimbursement if repair is not feasible (“No Lemon” guarantee on repeated failures)
- Food spoilage benefit for covered refrigerator/freezer failures (up to $250)
- Covers new, open-box, scratch-and-dent, and qualifying used inventory under the appropriate program
What Is Not Covered by CPS?
- Cosmetic damage (scratches, dents, rust, chipped trim, paint issues)
- Non-functional parts (handles, knobs, shelves, racks, decorative trim)
- Consumables and wear items (filters, bulbs, gaskets, batteries, belts, hoses)
- Accidental, environmental, or misuse-related damage (drops, floods, power surges, improper use, neglect)
- Pre-existing issues or installation problems (damage before coverage, hookup errors, water/gas connections)
- Manufacturer recalls or failures during the original warranty period
How does the CPS claims process work for high-attachment appliance categories?
A claim is initiated when a customer experiences a mechanical or electrical failure with a covered refrigerator, washer, dryer, dishwasher, or premium cooking appliance and contacts CPS by phone, web, text, or portal. The customer provides product details and a description of the issue, and CPS verifies coverage eligibility before assigning the claim.
CPS manages the entire process—from claim intake and service provider assignment to repair or replacement—minimizing retailer workload. The customer is kept updated throughout the process, and repairs are performed by factory-authorized or qualified technicians. If the appliance cannot be fixed, CPS coordinates replacement through the original retailer.
|
Step |
What Happens |
|---|---|
|
Claim Initiation |
Customer contacts CPS (phone, web, portal, text, or chat) to report a failure |
|
Claim Review |
CPS verifies warranty coverage and confirms failure details |
|
Service Coordination |
CPS assigns a qualified technician or coordinates with the retailer’s service team |
|
Repair or Replacement |
Appliance is repaired or replaced based on CPS program terms |
|
Resolution |
Customer is informed of claim completion and next steps |
How can customers, dealers, and service centers contact CPS for support?
Consumer Priority Service makes it easy for customers, appliance retailers, and service centers to get help through multiple support channels. Whether you need to file a claim, check coverage, or request assistance, CPS provides direct access to real support teams.
Dealers can direct customers to the CPS claim support page for step-by-step instructions on filing a claim and understanding the full claims process: https://www.cpscentral.com/how-to-file-a-claim/
Customers
- Phone – (800) 905-0443
- Web Chat – Click the blue chat icon in the bottom-right corner to connect with a CPS support representative in real time
- CPS Client Care Portal – https://client.cpscentral.com/
- Text – Send a text to (347) 621-7180
- Facebook Chat – http://m.me/ConsumerPriorityService
- Email – cs@cpscentral.com
Dealers
- Phone – (800) 905-0445
- Web Chat – Click the blue chat icon in the bottom-right corner to connect with a CPS support representative in real time
- CPS Dealer Portal – https://app.cpscentral.com/dealer/login.aspx
- Text – Send a text to (347) 621-7180
- Facebook Chat – http://m.me/ConsumerPriorityService
- Email – dealers@cpscentral.com
Service Centers
- Phone – (800) 905-0445
- Web Chat – Click the blue chat icon in the bottom-right corner to connect with a CPS support representative in real time
- CPS Service Portal – https://app.cpscentral.com/provider/login.aspx
- Text – Send a text to (347) 621-7180
- Facebook Chat – http://m.me/ConsumerPriorityService
- Email – cpsservice@cpscentral.com
How does CPS extended warranty coverage for these appliances compare to manufacturer warranties and traditional protection plans?
|
Feature |
Manufacturer Warranty |
Traditional Protection Plan |
CPS (Consumer Priority Service) |
|---|---|---|---|
|
Coverage Start |
At purchase (Year 1-3, brand dependent) |
Often overlaps with OEM warranty |
Usually begins after OEM warranty ends (True Extended) |
|
Total Coverage Duration |
Typically 1–3 years |
Up to 5 years (may include overlap) |
Up to 6–8 years total (OEM + CPS) |
|
Open-Box/Scratch-and-Dent Eligibility |
Rarely eligible |
Limited eligibility |
Eligible under CPS SND Coverage |
|
Claims Administration |
Manufacturer handles during OEM period |
Third party or retailer handles post-OEM |
CPS manages all claims, service, and support |
|
Coverage Flexibility |
New products only |
Mainly new products |
New, open-box, SND, refurbished, and qualifying used appliances |
|
Dealer Revenue Opportunity |
None |
Standard margin, limited recovery |
Higher revenue via True Extended, 50% Back, and SND programs |
Who is Consumer Priority Service (CPS) and how do they support appliance retailers?
- Established and experienced provider—Consumer Priority Service (CPS) has operated since 1990, giving appliance retailers a long-term partner with deep industry expertise
- Large-scale customer and product coverage—CPS has covered over 75 million products for more than 60 million customers, reflecting broad operational reach and reliability
- Strong claims and service infrastructure—CPS pays over $450 million in claims annually and maintains a nationwide service network of 50,000+ authorized technicians
- Extensive retail partnerships—More than 10,000 appliance retailers trust CPS to support their warranty programs and customer service
- Nationwide and factory-authorized service capabilities—CPS supports both independent and factory-authorized repair networks, ensuring high-quality service for all covered appliances
- U.S.-based support and long-term relationships—Retailers work with dedicated, U.S.-based teams focused on onboarding, support, and partnership growth
- Broad coverage across product categories—With support for 60+ appliance and electronics categories, CPS offers flexibility for dealers with diverse inventory
CPS Appliance Coverage FAQ
Which appliance categories have the highest rates of extended warranty purchase?
Refrigerators, washers, dryers, dishwashers, and premium cooking appliances consistently see the highest protection plan attachment rates according to CPS retailer data.
Why do customers purchase extended warranties more often for refrigerators and laundry appliances?
Customers are more likely to protect these categories due to higher repair costs, risk of disruption, and increased ownership concerns as appliances age.
Does CPS support extended warranties for open-box or scratch-and-dent appliances?
Yes, Consumer Priority Service offers SND Coverage programs that allow retailers to cover open-box, scratch-and-dent, refurbished, and qualifying used appliances.
What is CPS True Extended coverage and how does it work?
CPS True Extended begins after the manufacturer warranty ends and extends coverage for up to 5 additional years, often providing up to 6–8 years of total protection depending on the OEM warranty length.
How does the 50% Back program work for appliance retailers?
CPS 50% Back provides a five-year protection plan for new appliances, with a 50% refund if the coverage is unused, creating a unique customer incentive and retailer revenue opportunity.
Are premium appliances more likely to be sold with extended coverage?
Yes, premium and high-end appliances often have higher attachment rates due to higher repair costs and increased consumer expectations for long-term protection.
How do retailers benefit financially from focusing on these high-attachment categories?
Retailers generate significantly more warranty revenue and profit per sale in these categories, with CPS dealer observations showing attachment rates up to 45% higher than average.
Can CPS coverage be added to appliances after the initial sale?
Yes, CPS offers Post-Sale Marketing that allows retailers to recover missed warranty sales by contacting customers after their appliance purchase.
What is typically not covered under CPS appliance warranties?
CPS does not cover cosmetic issues, non-functional parts, consumable items, accidental/external damage, misuse, or pre-existing conditions—coverage focuses on mechanical and electrical failures.
How does the claims process work for these appliance categories?
Customers contact CPS by phone, web, portal, or text; CPS verifies coverage, assigns a technician, and manages the repair or replacement process, minimizing dealer workload.
Can retailers offer coverage on both new and discounted appliances?
Yes, CPS programs are designed to support coverage on new, open-box, scratch-and-dent, and qualifying used appliances, unlocking additional revenue opportunities.
What retailer practices drive higher warranty attachment rates in these categories?
Stores that present protection plans consistently and position coverage as part of ownership—not just as an add-on—see the highest attachment and customer satisfaction rates.
Are customers able to finance protection plans along with their appliance purchase?
Yes, CPS coverage can be included in appliance financing, which increases warranty acceptance rates and reduces customer objection to upfront costs.
Can CPS programs be customized for multi-location or ecommerce retailers?
Yes, Consumer Priority Service supports custom implementation, reporting, and integration options for multi-location operations and ecommerce platforms.
How can appliance retailers get started with CPS coverage for high-attachment categories?
CPS programs like True Extended, 50% Back, and SND Coverage are designed for appliance retailers who want to offer strong protection on the categories where customers demand it most—refrigerators, laundry, dishwashers, and premium cooking appliances. These options help retailers maximize revenue and customer loyalty by matching coverage to real ownership risk while supporting new, open-box, and discounted inventory.
Retailers looking to get started can access onboarding, training, and ongoing support from CPS, making it easy to implement coverage programs for the categories that matter most. Flexible program structures and nationwide claims handling ensure a fit for nearly any store model.
|
Contact Method |
Details |
|---|---|
|
|
dealers@cpscentral.com |
|
Phone |
(800) 905-0445 |
CPS is here to help you
Consumer Priority Service (CPS) is built to work with how appliance retailers already operate, from single-location stores to large multi-location dealer groups. If you want tailored guidance for your setup or want to see what CPS coverage would look like for your categories, reach out and the CPS team will walk you through the process.
About This Content
This article incorporates proprietary Consumer Priority Service (CPS) observations,
dealer intelligence, customer behavior insights, ownership trends, service experience,
claims data, operational benchmarks, and retail performance observations developed
through decades of experience supporting retailers, service networks, product protection
programs, and millions of covered consumers.
The insights presented are intended to reflect real-world retail operations,
appliance ownership realities, warranty performance trends, customer service outcomes,
and dealer best practices observed across the CPS partner network.
Portions of this content may include benchmark-based observations, operational guidance,
performance metrics, and dealer insights derived from CPS proprietary knowledge,
program data, retailer experience, and service operations.
© Consumer Priority Service (CPS). All rights reserved.

