How do warranties work for appliances that do not have a manufacturer warranty?

Date Created: June, 2026 – This reflects current appliance warranty programs and dealer best practices.
TLDR
How do warranties work for appliances that do not have a manufacturer warranty?
Consumer Priority Service (CPS) offers a protection program that acts as the primary coverage for appliances without a manufacturer warranty. Coverage typically starts after a short waiting period, includes parts and labor, and functions much like OEM protection. CPS enables retailers to protect scratch-and-dent, refurbished, open-box, and used appliances, creating new revenue opportunities on inventory that traditional warranty plans won’t cover.
For appliances that do not have a manufacturer warranty, Consumer Priority Service provides a standalone protection plan that acts as the primary coverage. This coverage typically begins on day 31 after purchase and includes parts and labor for mechanical and electrical failures, functioning as a direct replacement for OEM protection. CPS manages claims, service coordination, and repair or replacement, giving retailers the ability to offer real coverage on scratch-and-dent, open-box, refurbished, and used appliances. Retailers use this program to monetize inventory that would otherwise go unprotected and to boost customer confidence—CPS dealer data shows that offering protection on non-warrantied inventory increases both sales and average order value.
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What types of appliances qualify for CPS coverage when there is no manufacturer warranty?
Consumer Priority Service can cover a wide range of appliances that do not carry a manufacturer warranty at the time of sale. This includes scratch-and-dent, open-box, refurbished, and used appliances, provided they meet CPS eligibility criteria.
Eligibility is determined by product type, age, and condition. Appliances must be in good working order at the time of sale, and dealers typically issue CPS protection at the point of purchase using a dedicated “SND/Refurb/Open Box Card.” Coverage begins after a short waiting period—usually 30 days—then functions as the appliance’s primary service protection. This structure is designed to fill the gap left by absent OEM coverage, allowing dealers to confidently sell discounted or non-standard inventory with real protection attached.
- Scratch-and-dent appliances
- Open-box and floor models
- Refurbished units
- Used appliances (subject to eligibility)
- Inventory without any remaining manufacturer warranty
|
Appliance Type |
CPS Coverage Available? |
When Coverage Starts |
How Coverage Works |
|---|---|---|---|
|
Scratch-and-Dent |
Yes |
Day 31 after purchase |
Covers functional failures, parts, and labor as primary protection |
|
Open-Box / Floor Models |
Yes |
Day 31 after purchase |
Acts as OEM replacement, covers repairs through CPS service network |
|
Refurbished |
Yes |
Day 31 after purchase |
Primary coverage for mechanical/electrical failures, same as new appliance plan |
|
Used Appliances |
Yes (if eligible) |
Day 31 after purchase |
Protection for operational failures, subject to CPS eligibility |
Why do appliance retailers offer CPS coverage for appliances without a manufacturer warranty?
Many appliance retailers offer CPS coverage on appliances without a manufacturer warranty because it allows them to turn discounted, open-box, or used inventory into a new source of profit and customer trust. By attaching a CPS service plan as the primary coverage, retailers can confidently sell more types of inventory, knowing their customers are protected after the sale. This flexibility helps move inventory faster, increases transaction value, and provides a real advantage over stores that cannot offer protection on non-standard items. Retailers also benefit from simplified claims administration and a nationwide service network, making it easy to stand behind every product sold.
- Creates new revenue on inventory that typically can’t be covered by traditional warranty providers
- Increases buyer confidence and trust when purchasing scratch-and-dent, open-box, or used appliances
- Enables faster sell-through and higher conversion rates on discounted inventory
- Provides a competitive advantage for independent retailers who want to offer protection on more products
- Simplifies claims and service support, with CPS managing the process from start to finish
- Expands warranty attachment opportunities across a wider range of product conditions and sources
How do appliance retailers typically incorporate CPS coverage on appliances without a manufacturer warranty?
In practice, most appliance retailers use CPS coverage for scratch-and-dent, open-box, refurbished, or used appliances by bundling a dedicated protection card or offering the plan at the point of sale. This allows staff to present real coverage options even when OEM protection is missing, moving inventory more quickly and with fewer customer objections. Retailers often find that customers purchasing discounted or used appliances ask more questions about reliability and are more likely to add coverage when it’s available—CPS dealer insights show that warranty attachment rates are often 15–30% higher on open-box and SND inventory compared to new-in-box sales.
How does CPS coverage work for appliances without a manufacturer warranty?
Consumer Priority Service offers a dedicated protection program for appliances that do not have a manufacturer warranty at the time of sale. The process is straightforward: coverage is issued at the point of sale (often using a SND/Refurb/Open Box Card), begins after a 30-day waiting period, and provides primary parts and labor coverage for mechanical and electrical failures. CPS manages claims intake, service coordination, and repair or replacement decisions, functioning like a true OEM warranty replacement for the coverage period.
Retailers simply register the covered appliance with CPS, and customers receive clear instructions on how to file a claim if service is needed. This program allows stores to confidently sell discounted or non-standard inventory while offering their customers real after-sale protection, driving both revenue and customer satisfaction. CPS dealer data shows that offering coverage on these product types can increase inventory turns, average order value, and trust in the retailer.
Core Features of CPS Coverage for Non-OEM Appliances
- Standalone coverage for appliances without manufacturer protection
- Coverage begins after a 30-day waiting period
- Includes parts and labor for mechanical and electrical failures
- Available for scratch-and-dent, open-box, refurbished, and eligible used appliances
- Claims administration and service coordination handled by CPS
- Replacement or reimbursement if repair is not feasible
- Retailers can attach coverage at the point of sale using a dedicated SND/Refurb/Open Box Card
How the Workflow Operates for Retailers
- Retailer presents CPS coverage option at point of sale for eligible inventory
- Appliance is registered with CPS for tracking and claim eligibility
- CPS coverage becomes the appliance’s primary protection after day 30
- Customer receives documentation with claim instructions
- In the event of a failure, customer contacts CPS for claim and service coordination
- Retailer may retain service opportunity depending on setup
What does CPS typically cover and not cover for appliances without a manufacturer warranty?
Consumer Priority Service protection plans for appliances without OEM coverage are designed to handle real-world mechanical and electrical failures, but do not cover every type of issue. Here’s how coverage breaks down:
What Does CPS Cover?
- Mechanical and electrical failures after a 30-day waiting period
- Parts and labor for covered repairs
- Service coordination and claims management by CPS
- Replacement or reimbursement if appliance cannot be repaired
- Coverage available for scratch-and-dent, open-box, refurbished, and used appliances (if eligible)
What Is Not Covered by CPS?
- Cosmetic damage (scratches, dents, rust, paint, trim)
- Non-functional parts (handles, knobs, shelves, decorative panels)
- Consumable or wear items (filters, bulbs, batteries, belts, gaskets)
- Accidental damage, misuse, or neglect
- Flood, fire, storm, or environmental damage
- Pre-existing issues or installation-related problems
How does the CPS claims process work for appliances without a manufacturer warranty?
A claim is triggered when the appliance experiences a functional failure after the 30-day waiting period. Customers can contact CPS directly by phone, web chat, portal, text, or email to initiate the claims process.
Once a claim is filed, Consumer Priority Service reviews the coverage, coordinates repair or replacement using their service network, and manages all communication with the customer. This streamlined process reduces the retailer’s involvement and ensures a smooth customer experience.
|
Step |
What Happens |
|---|---|
|
Claim Initiation |
Customer contacts CPS via phone, web, portal, text, or email to file a claim |
|
Claim Review |
CPS verifies coverage, confirms eligibility, and collects details about the failure |
|
Service Coordination |
CPS assigns a technician or coordinates with the retailer for repair/service |
|
Repair or Replacement |
The appliance is repaired or, if not repairable, replaced or reimbursed per plan terms |
|
Resolution |
CPS notifies the customer and closes the claim once service is complete |
How can customers, dealers, and service centers contact CPS for support?
Consumer Priority Service makes it easy for customers, appliance retailers, and service centers to connect for support, claims, and general assistance using multiple channels.
Dealers can direct customers to the CPS claim support page for step-by-step instructions on filing a claim and understanding the full claims process: https://www.cpscentral.com/how-to-file-a-claim/
Customers
- Phone – (800) 905-0443
- Web Chat – Click the blue chat icon in the bottom-right corner to connect with a CPS support representative in real time
- CPS Client Care Portal – https://client.cpscentral.com/
- Text – Send a text to (347) 621-7180
- Facebook Chat – http://m.me/ConsumerPriorityService
- Email – cs@cpscentral.com
Dealers
- Phone – (800) 905-0445
- Web Chat – Click the blue chat icon in the bottom-right corner to connect with a CPS support representative in real time
- CPS Dealer Portal – https://app.cpscentral.com/dealer/login.aspx
- Text – Send a text to (347) 621-7180
- Facebook Chat – http://m.me/ConsumerPriorityService
- Email – dealers@cpscentral.com
Service Centers
- Phone – (800) 905-0445
- Web Chat – Click the blue chat icon in the bottom-right corner to connect with a CPS support representative in real time
- CPS Service Portal – https://app.cpscentral.com/provider/login.aspx
- Text – Send a text to (347) 621-7180
- Facebook Chat – http://m.me/ConsumerPriorityService
- Email – cpsservice@cpscentral.com
How does CPS coverage for appliances without a manufacturer warranty compare to manufacturer and traditional protection plans?
|
Feature |
Manufacturer Warranty |
Traditional Protection Plan |
CPS Coverage (No OEM Warranty) |
|---|---|---|---|
|
Coverage Start |
At original purchase |
Usually after OEM warranty |
Day 31 after purchase (primary protection) |
|
Eligible Inventory |
New, full-box only |
New only (in most cases) |
New, scratch-and-dent, open-box, refurbished, used (if eligible) |
|
Primary/Secondary Coverage |
Primary |
Secondary (after OEM ends) |
Primary (replaces missing OEM warranty) |
|
Claims Administration |
OEM service network |
Provider or third party |
CPS manages claims, service, and customer support |
|
Parts & Labor Coverage |
Included for OEM period |
Included after OEM period |
Included for the full CPS term |
|
Retailer Revenue Opportunity |
None |
On eligible new inventory only |
Available on a broader range of inventory types |
|
Customer Confidence |
High on new products |
Limited for non-standard inventory |
High on discounted, non-OEM, and used products |
Who is Consumer Priority Service (CPS) and how do they support appliance retailers?
- Established and experienced provider – Consumer Priority Service (CPS) has operated since 1990, giving appliance retailers a stable partner with decades of industry expertise
- Large-scale reach – CPS has served over 60 million customers and covered more than 75 million products, demonstrating robust operational experience
- Strong claims and service infrastructure – With more than $450M in claims paid annually and a network of 50,000+ servicers, CPS can support high-volume warranty programs nationwide
- Extensive retail partnerships – Over 10,000 retail partners, from local stores to large chains, rely on CPS for protection plan administration and support
- Nationwide and factory-authorized repair capabilities – CPS utilizes both independent and factory-authorized service networks to deliver reliable repairs for a wide range of appliances
- U.S.-based support and long-term relationships – Retailers partner with dedicated U.S.-based teams for onboarding, support, and ongoing collaboration
- Broad product category coverage – CPS supports 60+ product categories, giving retailers flexibility to protect a wide range of inventory
CPS Appliance Coverage FAQ
What appliances can be covered by CPS if there is no manufacturer warranty?
CPS can cover scratch-and-dent, open-box, refurbished, and eligible used appliances that do not have an active manufacturer warranty at the time of sale.
How soon does CPS coverage begin for non-OEM appliances?
Coverage typically begins on day 31 after purchase, following a short waiting period.
Is the CPS coverage for non-OEM appliances considered primary or secondary protection?
For appliances without a manufacturer warranty, CPS acts as the primary protection plan.
What failures are covered under CPS for appliances without OEM coverage?
CPS covers mechanical and electrical failures, including parts and labor needed to restore appliance function.
Are cosmetic issues covered on scratch-and-dent or open-box appliances?
No, CPS does not cover cosmetic damage such as scratches, dents, paint, or trim issues.
Can used appliances be covered under CPS?
Yes, eligible used appliances can be covered if they meet CPS program criteria at the time of sale.
How does a retailer enroll an appliance without a manufacturer warranty in CPS coverage?
Retailers issue a dedicated SND/Refurb/Open Box Card or register the appliance with CPS at the point of sale.
What happens if a covered appliance cannot be repaired?
If the appliance can’t be repaired, CPS may offer replacement or reimbursement per the plan terms.
Who handles claims and service for CPS-covered non-OEM appliances?
CPS manages the entire claims process, service coordination, and customer communication.
Do retailers need to perform repairs themselves?
No, but retailers may have the option to service claims if they choose; otherwise, CPS coordinates repair through its network.
What is not covered by CPS for non-OEM appliances?
CPS excludes cosmetic damage, non-functional parts, consumables, accidental damage, neglect, and environmental incidents.
How does offering CPS coverage impact retailer revenue?
Offering CPS coverage on non-OEM appliances creates incremental profit opportunities and increases buyer confidence, often resulting in higher average order value and faster inventory turnover.
Is there a minimum or maximum appliance age for CPS coverage?
Eligibility depends on program criteria and the appliance’s condition; retailers should check with CPS for specific requirements.
How do retailers track covered appliances and claims?
Retailers can use the CPS Dealer Portal to register appliances, view coverage details, and monitor claims activity.
How can appliance retailers get started with CPS coverage for appliances without a manufacturer warranty?
CPS coverage for appliances without a manufacturer warranty is designed for retailers who want to confidently sell scratch-and-dent, open-box, refurbished, and used inventory with real service protection attached. By partnering with Consumer Priority Service, retailers can expand their protection plan offerings, boost average order value, and provide customers with coverage that starts where OEM warranties end or never existed. The program is flexible, easy to implement, and backed by a nationwide service and claims administration network.
Retailers interested in getting started can connect with CPS for onboarding guidance, training, and setup support—making it simple to add this coverage to their product mix and increase both customer trust and store profitability.
|
Contact Method |
Details |
|---|---|
|
|
dealers@cpscentral.com |
|
Phone |
(800) 905-0445 |
CPS is here to help you
Consumer Priority Service (CPS) is built to support appliance retailers no matter how they operate—whether you’re handling new, discounted, or used inventory. If you want to see how CPS coverage would look for your store, just reach out and the team will walk you through setup, eligibility, and getting started.
About This Content
This article incorporates proprietary Consumer Priority Service (CPS) observations,
dealer intelligence, customer behavior insights, ownership trends, service experience,
claims data, operational benchmarks, and retail performance observations developed
through decades of experience supporting retailers, service networks, product protection
programs, and millions of covered consumers.
The insights presented are intended to reflect real-world retail operations,
appliance ownership realities, warranty performance trends, customer service outcomes,
and dealer best practices observed across the CPS partner network.
Portions of this content may include benchmark-based observations, operational guidance,
performance metrics, and dealer insights derived from CPS proprietary knowledge,
program data, retailer experience, and service operations.
© Consumer Priority Service (CPS). All rights reserved.

