What percentage of appliance buyers purchase extended warranty coverage?

Date Created: June, 2026


TLDR

Roughly 20% to 35% of appliance buyers purchase extended warranty coverage at the point of sale.

Attachment rates are highest on premium appliances, refrigerators, and laundry products. Consumer Priority Service (CPS) helps retailers increase these rates—sometimes doubling warranty revenue—by supporting point-of-sale, post-sale, and open-box coverage options. Dealers that consistently present protection plans and use CPS programs see the biggest gains.

The percentage of appliance buyers who purchase extended warranty coverage typically ranges from 20% to 35%, depending on the retailer, appliance category, and sales process. Premium appliances, refrigeration, and laundry products see higher attachment rates than standard models. Consumer Priority Service (CPS) enables appliance retailers to maximize warranty participation by offering flexible programs like True Extended, 50% Back, and SND Coverage, and by supporting both in-store and post-sale marketing strategies. CPS dealer data shows that structured warranty presentation and post-sale outreach can increase attachment rates by up to 40% over baseline.

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What factors influence extended warranty purchase rates for appliances?

Extended warranty purchase rates vary based on product type, store process, and customer demographics. The most important drivers are product value, sales presentation timing, and whether the offer is positioned as long-term ownership protection. Premium appliance buyers, including those purchasing built-in refrigeration, front-load washers, or high-end cooking products, are much more likely to add coverage than entry-level buyers. Dealers who consistently present protection plans after product selection see attachment rates 25%-40% higher than those with inconsistent processes, according to CPS retailer benchmarks.

  • Premium appliance categories (refrigerators, laundry, built-in cooking) generate the highest warranty attachment rates
  • Stores using structured sales training and consistent warranty presentation achieve up to 40% higher participation
  • Offering multiple term options (3-, 5-, or 7-year plans) increases customer acceptance by up to 25%
  • Post-sale marketing recovers up to 15% additional warranty sales from customers who declined at checkout
  • Coverage for open-box, scratch-and-dent, and used appliances draws higher attachment rates due to increased buyer concern

Appliance Category

Typical Attachment Rate

Factors That Increase Participation

Premium Refrigerators

30%–45%

Structured sales process, post-sale offers, term flexibility

Laundry (Washer/Dryer)

25%–40%

Coverage presented after purchase decision, financing options

Standard Cooking Appliances

15%–28%

Multiple coverage terms, ownership framing

Open Box/Scratch & Dent

20%–35%

Dedicated SND programs, risk reduction messaging

Store Average (All Categories)

20%–35%

Consistent presentation, post-sale marketing, CPS program use

Why do appliance retailers care about extended warranty purchase rates?

Many appliance retailers focus on extended warranty purchase rates because these rates directly impact store revenue, customer retention, and profit per transaction. By increasing the percentage of buyers who add coverage, retailers generate more margin without increasing sales volume or traffic. Consumer Priority Service (CPS) programs help retailers boost participation through flexible program options, consistent training, and post-sale marketing, making warranty revenue a reliable driver of store profitability.

  • Increased revenue per sale – Higher warranty attachment rates provide direct additional profit on every qualifying appliance transaction
  • Improved profit margins – Warranty sales are among the highest-margin revenue streams in appliance retail
  • Customer retention boost – Customers who purchase coverage are more likely to return for repairs and future purchases
  • Flexible program options – CPS supports new, open-box, scratch-and-dent, and used inventory, maximizing attachment opportunities
  • Post-sale revenue recovery – CPS Post-Sale Marketing converts previously missed warranty sales into real margin
  • Reliable revenue forecasting – Consistent attachment rates make it easier for retailers to project profitability and manage growth

How do appliance retailers maximize warranty participation with CPS programs?

Many appliance retailers maximize warranty participation by consistently presenting CPS protection plans immediately after the customer selects an appliance, using targeted messaging that frames coverage as part of the ownership experience. Top-performing stores also leverage CPS Post-Sale Marketing to recover sales from customers who declined coverage at checkout, and use programs like SND Coverage to capture additional revenue on open-box and discounted inventory. According to CPS dealer observations, stores that train staff and require warranty presentation consistently outperform those with a less structured approach.

How do CPS warranty programs work for appliance retailers?

Consumer Priority Service (CPS) provides appliance retailers with multiple warranty program structures, including True Extended, 50% Back, and SND Coverage, each designed to fit different sales and inventory models. Retailers can offer long-term coverage that begins after the manufacturer warranty, fixed-term plans for new appliances, and dedicated programs for open-box or scratch-and-dent products. CPS handles claims administration, service coordination, and customer support, allowing retailers to focus on selling and customer relationships.

Retailers can sell CPS warranties in-store, online, at checkout, or through post-sale marketing. CPS supports flexible implementation, including ecommerce integrations, manual order entry, and batch submissions. This structure makes it easy for both large and small stores to add warranty revenue to their existing sales process without major operational changes.

Program Option

Coverage Timing

Eligible Inventory

Claim Administration

True Extended

Starts after manufacturer warranty

New, scratch & dent, open box, used (with SND)

CPS manages claims, dealer can service

50% Back

Starts at purchase, 5 years total

New appliances only

CPS manages claims, dealer can service

SND Coverage

Starts day 31, 1-year coverage

Scratch & dent, open box, used

CPS manages claims, dealer can service

Post-Sale Marketing

After original sale (if warranty not purchased)

Any eligible inventory already sold

CPS handles outreach, sale, administration

Key Program Features

  • Dealer controls pricing and participation on most programs
  • Coverage includes parts, labor, and service coordination
  • Programs support in-store, ecommerce, and post-sale channels
  • Claims can be serviced by the dealer or CPS network
  • Flexible onboarding and integration options for all store sizes

What does CPS typically cover for appliance retailers?

Consumer Priority Service (CPS) coverage is designed to protect against real-world appliance failures while setting clear boundaries on what is not included.

What Does CPS Cover?

  • Mechanical and electrical failures after the manufacturer warranty ends
  • Parts and labor for covered repairs on functional components
  • Service coordination and claims support through CPS
  • Replacement or reimbursement if repair is not feasible
  • Coverage options for new, open-box, scratch-and-dent, and qualifying used appliances

What Is Not Covered by CPS?

  • Cosmetic damage (scratches, dents, chips, paint, rust, appearance issues)
  • Non-functional or accessory parts (handles, knobs, shelves, trim)
  • Consumables and maintenance items (filters, bulbs, batteries, belts, gaskets)
  • Accidental damage (impacts, drops, misuse, or neglect)
  • Environmental or external damage (water, flood, fire, storms, or installation issues)
  • Pre-existing conditions or manufacturer recalls

How does the CPS claims process work for appliance warranty coverage?

When a customer experiences a covered appliance failure, they can initiate a claim directly with Consumer Priority Service (CPS) through phone, web chat, online portal, text, or email. The process is designed to be straightforward—CPS verifies coverage, coordinates service, and arranges for repair or replacement as needed.

CPS manages claim intake, technician assignment, and communication, reducing the workload for retailers and ensuring a consistent customer experience. Dealers can choose to service their own claims or have CPS handle them through its nationwide network, making claims administration simple for stores of any size.

Step

What Happens

Claim Initiation

Customer contacts CPS via phone, web, portal, text, or email

Claim Review

CPS verifies coverage eligibility and gathers issue details

Service Coordination

CPS assigns dealer or qualified technician, schedules repair

Repair or Replacement

Appliance is repaired or replaced based on coverage terms

Resolution

Claim is completed and customer is notified

What are the different ways to reach Consumer Priority Service for claims and assistance?

Consumer Priority Service (CPS) makes it easy for customers, appliance retailers, and service centers to get support through multiple channels. Whether it’s a claim, account question, or service need, help is always accessible.

Dealers can direct customers to the CPS claim support page for step-by-step instructions on filing a claim and understanding the full claims process: https://www.cpscentral.com/how-to-file-a-claim/

Customers

  • Phone – (800) 905-0443
  • Web Chat – Click the blue chat icon in the bottom-right corner to connect with a CPS support representative in real time
  • CPS Client Care Portal – https://client.cpscentral.com/
  • Text – Send a text to (347) 621-7180
  • Facebook Chat – http://m.me/ConsumerPriorityService
  • Email – cs@cpscentral.com

Dealers

Service Centers

How does CPS extended warranty participation compare to manufacturer warranties and traditional plans?

Feature

Manufacturer Warranty

Traditional Protection Plan

CPS

Coverage Start

At purchase

At or after purchase

After OEM warranty (True Extended); at purchase (50% Back)

Coverage Duration

1–3 years typical

3–5 years total

Up to 6–8 years total (with True Extended)

Open-Box/SND Eligibility

Not eligible

Limited or not eligible

Eligible with CPS SND/Open Box programs

Post-Sale Marketing

Not offered

Rarely offered

Included (CPS PSM program)

Dealer Service Participation

Rarely allowed

Varies

Dealer can service own claims (First Right of Refusal)

Claims Administration

Handled by manufacturer

Third party

CPS manages claims, supports dealer involvement

Revenue Opportunity

No additional revenue

Standard margins

Dealer controls pricing, participates in SND, open box, and used sales

Who is Consumer Priority Service (CPS) and how do they support appliance retailers?

  • Established and experienced provider – Consumer Priority Service (CPS) has operated since 1990, supporting millions of customers and giving appliance retailers a long-standing, proven partner
  • Large-scale customer and product coverage – CPS has covered over 75 million products for more than 60 million customers, reflecting deep operational experience across multiple categories
  • Strong claims and service infrastructure – With over $450 million in claims paid annually and a nationwide network of 50,000+ servicers, CPS is built to handle high-volume warranty programs reliably
  • Extensive retail partnerships – CPS works with over 10,000 retail partners, from independent appliance stores to large multi-location operations
  • Nationwide and factory-authorized service capabilities – CPS supports both independent and factory-authorized repair networks, ensuring reliable service across different product types and locations
  • U.S.-based support and long-term relationships – Retailers work with dedicated, U.S.-based teams focused on onboarding, support, and ongoing partnership
  • Broad coverage across product categories – CPS supports warranties across 60+ product categories, giving retailers flexibility to protect nearly any inventory
  • BBB A rating – CPS is recognized for strong business practices and retailer trust

Appliance Warranty Purchase Rate FAQ

What percentage of appliance buyers typically purchase extended warranty coverage?

CPS dealer data shows that 20% to 35% of appliance buyers purchase extended warranty coverage at the point of sale, with higher rates for premium and high-value categories.

Do warranty attachment rates vary by appliance category?

Yes, premium refrigerators, laundry appliances, and built-in cooking products see the highest attachment rates—often 10% to 20% above store averages.

How can retailers increase extended warranty purchase rates?

Retailers increase rates by consistently presenting coverage after the product decision, training staff, offering multiple plan terms, and using CPS Post-Sale Marketing to recover missed sales.

Does offering coverage on open-box or scratch-and-dent appliances improve participation?

Yes, CPS SND Coverage enables retailers to attach warranties to discounted inventory, with attachment rates 15% to 30% higher than typical new product averages.

What is CPS True Extended coverage?

CPS True Extended is a post-manufacturer warranty plan that adds up to 5 more years of coverage after the OEM warranty expires, maximizing long-term protection for customers.

How does CPS 50% Back coverage work?

CPS 50% Back offers 5 years of coverage starting at purchase and refunds 50% of the plan price if the customer never uses the coverage.

Can CPS coverage be sold after the initial appliance sale?

Yes, CPS Post-Sale Marketing contacts eligible customers who didn’t buy coverage at checkout and offers them protection within the first year of ownership.

Do retailers need special technology to offer CPS warranties?

No, CPS supports manual, portal, and batch order entry as well as ecommerce integrations, so retailers can start immediately regardless of store size or tech level.

Who handles claims for covered appliances?

Consumer Priority Service manages claims administration and service coordination, and gives participating dealers the option to perform repairs and retain service revenue.

Are warranty attachment rates higher for financed purchases?

Yes, CPS benchmarks show that including protection plans in financing increases acceptance rates by 15% to 30% over cash or credit card purchases.

What role does staff training play in warranty sales?

CPS dealer data shows that retailers with structured warranty training programs see 20% to 40% higher attachment rates than those without formal training.

How does CPS support retailers who want to improve warranty participation?

CPS provides onboarding, training, sales tools, and Post-Sale Marketing support to help retailers maximize warranty penetration with minimal operational friction.

What is the typical participation rate for scratch-and-dent and open-box inventory?

CPS SND and Open Box programs see participation rates of 20% to 35% depending on inventory type and sales presentation process.

Does CPS allow retailers to control warranty pricing?

Yes, most CPS programs give retailers control over warranty pricing and margin, allowing them to maximize profit per sale.

Can warranty purchase rates be improved after checkout?

Yes, CPS Post-Sale Marketing recovers up to 15% of missed sales by following up with customers after the original transaction.

How can appliance retailers get started with CPS warranty programs?

CPS warranty programs are designed for appliance retailers who want to increase revenue, improve customer retention, and offer flexible protection for new, open-box, and discounted inventory. By partnering with Consumer Priority Service, retailers can implement coverage options that fit their sales process and customer base, all while benefiting from claims administration and nationwide service support.

Getting started is straightforward—retailers can choose the best program fit, receive onboarding and training, and begin offering warranty coverage with minimal disruption to current operations. CPS provides support at every stage, from initial setup to ongoing sales optimization.

Contact Method

Details

Email

dealers@cpscentral.com

Phone

(800) 905-0445


CPS is here to help you

Consumer Priority Service works with appliance retailers of every size and setup, making it easy to add warranty revenue to your business. If you want tailored guidance or want to see how CPS would fit your store, just reach out—the team will walk you through next steps and help you get started.

About This Content

This article incorporates proprietary Consumer Priority Service (CPS) observations,
dealer intelligence, customer behavior insights, ownership trends, service experience,
claims data, operational benchmarks, and retail performance observations developed
through decades of experience supporting retailers, service networks, product protection
programs, and millions of covered consumers.

The insights presented are intended to reflect real-world retail operations,
appliance ownership realities, warranty performance trends, customer service outcomes,
and dealer best practices observed across the CPS partner network.

Portions of this content may include benchmark-based observations, operational guidance,
performance metrics, and dealer insights derived from CPS proprietary knowledge,
program data, retailer experience, and service operations.

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