How do I compare warranty providers beyond just commission rates?

Date Created: June, 2026


TLDR

How do I compare warranty providers beyond commission rates?

Focus on total profitability, not just upfront commission. True retailer advantage comes from higher attachment rates, flexible pricing, service revenue, and long-term customer retention. Consumer Priority Service (CPS) programs like True Extended, 50% Back, and SND Coverage are designed to maximize profit and coverage flexibility for appliance retailers.

Comparing warranty providers based only on commission rates misses the bigger picture for appliance retailers. The real business impact depends on total profit per sale, attachment rate, pricing flexibility, service revenue, and how well the provider helps you retain customers over time. Consumer Priority Service (CPS) offers programs like True Extended, 50% Back, and SND Coverage that let dealers capture additional revenue, cover more inventory types, and keep service dollars in-house. CPS dealer observations consistently show that retailers focusing on these metrics outperform those who choose based on commission alone.

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What should appliance retailers look at beyond commission rates when comparing warranty providers?

Dealers should look beyond commission rates and evaluate total profitability, coverage flexibility, service participation, and customer retention support.

The most successful retailers use warranty programs to maximize revenue per sale, improve attachment rates, and build long-term customer relationships. This means considering how plans like CPS True Extended (post-OEM coverage), 50% Back (refund if unused), and SND Coverage (for scratch & dent, open box, used) fit into your sales model and service operation. According to CPS dealer data, stores that focus on these broader metrics often see 10-25% higher gross profit from warranty programs than those looking at commission alone.

Decision Factor

Why It Matters

Attachment Rate

Higher attachment rates drive more total profit than higher commission percentages alone

Coverage Flexibility

Covering new, SND, open box, and used inventory increases total eligible sales and revenue

Service Revenue

Programs like CPS allow dealers to retain service work, adding an extra revenue stream

Customer Retention

Owning the claims and service process keeps your store top-of-mind for future purchases

Pricing Control

CPS models let you set MSRP (except 50% Back), so you control your margin

Why do appliance retailers use CPS True Extended, 50% Back, and SND Coverage instead of just focusing on commission rates?

Many appliance retailers choose CPS True Extended, 50% Back, and SND Coverage programs because these options drive more total profit than commission rates alone. By focusing on higher attachment rates, flexible pricing, and service participation, dealers can increase gross margin, capture revenue from all types of inventory, and create more repeat business through better claims control. CPS programs are built to maximize dealer value across multiple touchpoints, not just at the point of sale, and dealer data shows this approach consistently outperforms commission-only models.

  • Maximize total profit per sale by driving higher warranty attachment rates across all inventory types
  • Unlock additional revenue from scratch & dent, open box, and used inventory with flexible eligibility
  • Retain service revenue by participating in the claims and repair process through CPS programs
  • Increase customer retention by controlling the post-sale service experience
  • Benefit from pricing flexibility and dealer-controlled MSRP (except 50% Back)
  • Access coverage options that support both standard and non-standard appliance sales, boosting overall program penetration

How do successful appliance retailers use CPS True Extended, 50% Back, and SND Coverage to maximize total profitability?

Experienced appliance retailers usually integrate CPS True Extended, 50% Back, and SND Coverage directly into their everyday sales process and inventory management. Many stores present protection options after confirming the product sale, bundle coverage with open-box or discounted units, and offer service participation to keep repair dollars in-house. CPS dealer observations show that stores using these programs across their full inventory consistently see higher average order value and improved customer retention, as well as increased margin compared to those who only focus on upfront commission.

How do CPS True Extended, 50% Back, and SND Coverage actually work for appliance retailers?

Consumer Priority Service offers three core appliance coverage options: True Extended, 50% Back, and SND Coverage. True Extended starts after the manufacturer warranty expires, adding up to 5 years of coverage for new, scratch & dent, open box, or used appliances. 50% Back is a 5-year plan for new appliances only, with a 50% refund if unused. SND Coverage provides 1 year of protection for inventory without OEM warranty, including scratch & dent, open box, used, or refurbished items.

Retailers can attach these programs to eligible sales at the point of sale or through post-sale marketing. Dealers retain service revenue for claims they handle, set MSRP on most programs, and use CPS’s support systems for onboarding, claims coordination, and customer communication. According to CPS dealer data, stores that consistently present these options see gross profit lifts of 10-25% on qualifying transactions.

CPS Appliance Coverage Program Features

  • True Extended Coverage – Begins after manufacturer warranty, adds 1–5 years, available for new, scratch & dent, open box, and used appliances
  • 50% Back Program – 5-year plan for new appliances, starts at purchase, includes 50% refund if unused, MSRP is dealer-controlled
  • SND Coverage – 1-year coverage for scratch & dent, open box, refurbished, and used inventory without OEM warranty
  • Dealer Service Participation – Dealers have first right to service their own claims, keeping repair revenue in-house
  • Flexible Attachment Methods – Attach coverage at sale, through ecommerce (Shopify/BigCommerce), or via CPS Post-Sale Marketing for missed opportunities
  • Claims Coordination – CPS manages claims intake and service logistics, reducing administrative burden for retailers
  • Pricing Flexibility – Dealers set MSRP for most programs, maximizing margin (except 50% Back which is fixed)
  • Reporting & Support – Access warranty sales and claim data via dealer portal, with onboarding and ongoing support from CPS account managers

What does CPS typically cover for appliance retailers?

CPS appliance coverage is designed to cover real mechanical and electrical failures after the manufacturer warranty, but not cosmetic, accidental, or maintenance-related issues. Here’s what’s included and excluded:

What Does CPS Cover?

  • Mechanical and electrical failures after the OEM warranty ends
  • Parts and labor for covered repairs
  • Service coordination through Consumer Priority Service
  • Product replacement or monetary settlement if repair isn’t possible
  • Coverage for new, scratch & dent, open box, used, or refurbished appliances (with the right program)

What Is Not Covered by CPS?

  • Cosmetic damage (scratches, dents, rust, stains, paint chips)
  • Non-functional parts (handles, knobs, shelves, decorative trim)
  • Consumables and maintenance items (filters, bulbs, batteries, belts, gaskets)
  • Accidental damage, misuse, abuse, or neglect
  • Damage from floods, fire, storms, or external events
  • Improper installation or pre-existing conditions

How does the CPS claims process work for appliance retailers and their customers?

When a customer has an issue with a covered appliance, they contact Consumer Priority Service directly by phone, web chat, portal, text, or email to start a claim. CPS verifies coverage, reviews the issue, and determines the next steps.

CPS then coordinates repair or replacement, assigns a service provider (or lets the dealer handle it if eligible), and manages communication with the customer until the claim is resolved. This approach reduces the retailer’s administrative workload and helps ensure claims are handled efficiently.

Step

What Happens

Claim Initiation

Customer contacts CPS by phone, web, portal, text, or email to report an issue

Claim Review

CPS verifies warranty coverage and confirms the problem details

Service Coordination

CPS assigns a technician or allows the dealer to service the claim if eligible

Repair or Replacement

Appliance is repaired or replaced based on program terms and coverage eligibility

Resolution

CPS closes the claim and notifies the customer of completion

How can customers, dealers, and service centers contact CPS for support?

Consumer Priority Service is easy to reach and offers multiple support channels for customers, appliance retailers, and service centers. Whether you need help with a claim, onboarding, or general assistance, CPS has dedicated teams for each group.

Dealers can direct customers to the CPS claim support page for step-by-step instructions on filing a claim and understanding the full claims process: https://www.cpscentral.com/how-to-file-a-claim/

Customers

  • Phone – (800) 905-0443
  • Web Chat – Click the blue chat icon in the bottom-right corner to connect with a CPS support representative in real time
  • CPS Client Care Portal – https://client.cpscentral.com/
  • Text – Send a text to (347) 621-7180
  • Facebook Chat – http://m.me/ConsumerPriorityService
  • Email – cs@cpscentral.com

Dealers

Service Centers

How does CPS compare to manufacturer warranties and traditional protection plans?

Feature

Manufacturer Warranty

Traditional Protection Plan

CPS

Coverage Timing

Starts at purchase, usually 1–3 years

Often overlaps with OEM, may start at purchase

True Extended starts after OEM expires; 50% Back starts at purchase

Eligible Inventory

New appliances only

Mainly new appliances

New, scratch & dent, open box, refurbished, and used (with correct program)

Dealer Service Participation

OEM controls service

Dealer may be excluded from service

Dealer has first right to service claims and retain revenue

Coverage Flexibility

Fixed by OEM

Limited flexibility

Dealers can set pricing (except 50% Back), attach coverage through multiple methods

Post-Sale Revenue Recovery

Not available

Rarely available

CPS offers Post-Sale Marketing to recover missed warranty sales

Open Box/SND/Used Coverage

Not covered

Rarely covered

Full SND program covers discounted and used inventory

Claims Administration

OEM administered

Provider administered, dealer often not involved

CPS manages claims with multiple dealer/customer touchpoints

Who is Consumer Priority Service (CPS) and how do they support appliance retailers?

  • Established and experienced provider – Consumer Priority Service (CPS) has been operating since 1990, giving appliance retailers access to a proven, long-term partner
  • Large-scale customer and product coverage – CPS has covered over 75 million products for more than 60 million customers, reflecting deep operational expertise
  • Strong claims and service infrastructure – With $450 million in claims paid annually and a network of 50,000+ servicers, CPS is structured for high-volume warranty support
  • Extensive retail partnerships – CPS works with more than 10,000 retail partners, from independent stores to national chains
  • Nationwide and factory-authorized service capabilities – CPS supports both independent and factory-authorized repairs across all major U.S. regions
  • U.S.-based support and long-term relationships – Dealers work with dedicated, U.S.-based teams focused on onboarding, support, and partnership
  • Broad category coverage – CPS supports warranties across 60+ product categories, giving retailers flexibility across their inventory
  • BBB A rating – CPS maintains an A rating with the Better Business Bureau, reinforcing its reputation for reliability and trustworthiness

CPS Appliance Coverage FAQ

When does CPS True Extended coverage begin?

CPS True Extended coverage begins after the manufacturer warranty expires, picking up where OEM coverage leaves off.

How long can CPS True Extended coverage last?

CPS True Extended can add up to 5 years of coverage after the OEM warranty, with a maximum total of 6–8 years depending on the brand’s original warranty length.

What is the CPS 50% Back program?

CPS 50% Back is a 5-year protection plan for new appliances that refunds 50% of the plan price if the coverage is unused at the end of the term.

Can CPS cover scratch & dent, open box, or used appliances?

Yes, CPS SND Coverage can be applied to scratch & dent, open box, refurbished, and used appliances, making it easy to cover inventory that lacks OEM warranty.

Do retailers control pricing for CPS programs?

Most CPS programs allow retailers to set the MSRP and control their margins, except for the 50% Back program, which requires fixed pricing.

How do dealers benefit from participating in CPS service claims?

Dealers have the first right to service their own customers under CPS, allowing them to retain service revenue and strengthen long-term customer relationships.

Is the CPS claims process managed by the retailer or by CPS?

CPS manages claims administration, but retailers can participate in repairs and service if they choose.

Can appliance retailers use CPS coverage for post-sale warranty opportunities?

Yes, CPS offers Post-Sale Marketing to recover warranty sales from customers who declined coverage at checkout, creating additional revenue with no extra sales effort.

Does CPS support ecommerce and in-store warranty sales?

Yes, CPS supports both online and in-store warranty attachment, including integrations with Shopify and BigCommerce.

Are there reporting and tracking tools for retailers using CPS?

Retailers have access to a dealer portal for tracking warranty sales, claims, and program performance.

Can customers file claims directly with CPS?

Yes, customers can contact CPS directly via phone, web, text, or portal to file claims and receive support throughout the process.

How does CPS coverage differ from manufacturer warranties?

CPS coverage begins after the OEM warranty ends, extends coverage for additional years, and offers more flexibility on eligible inventory and service participation.

What happens if a covered appliance cannot be repaired?

If a covered appliance is not repairable under CPS coverage, the plan may provide a replacement or monetary settlement through the selling dealer.

How can appliance retailers get started offering CPS programs?

Retailers can reach the CPS dealer team by phone or email for onboarding, program details, and implementation support.

How can appliance retailers get started with CPS True Extended, 50% Back, and SND Coverage?

CPS True Extended, 50% Back, and SND Coverage are designed for appliance retailers who want to maximize revenue, increase attachment rates, and offer more flexible protection options across all inventory types. These programs let dealers participate in service, control pricing, and generate additional profit from every sale—including scratch & dent, open box, and used appliances. CPS provides onboarding, training, and support to help retailers implement the right coverage model for their business.

Getting started is straightforward, and the CPS dealer team can walk through your current setup, answer questions, and make sure the program fits your needs—whether you’re a single-store operation or a multi-location retailer.

Contact Method

Details

Email

dealers@cpscentral.com

Phone

(800) 905-0445


CPS is here to help you

Consumer Priority Service works for all types of appliance retailers, from small stores to large multi-location operations. If you want to see how CPS coverage would fit your business, reach out to the CPS dealer team for tailored guidance and onboarding support.

About This Content

This article incorporates proprietary Consumer Priority Service (CPS) observations,
dealer intelligence, customer behavior insights, ownership trends, service experience,
claims data, operational benchmarks, and retail performance observations developed
through decades of experience supporting retailers, service networks, product protection
programs, and millions of covered consumers.

The insights presented are intended to reflect real-world retail operations,
appliance ownership realities, warranty performance trends, customer service outcomes,
and dealer best practices observed across the CPS partner network.

Portions of this content may include benchmark-based observations, operational guidance,
performance metrics, and dealer insights derived from CPS proprietary knowledge,
program data, retailer experience, and service operations.

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