What appliances benefit most from extended warranty coverage?

Date Created: June, 2026
TLDR
Refrigerators, washers, dryers, dishwashers, and premium cooking appliances benefit most from extended warranty coverage.
These categories face the highest repair costs, ownership risks, and service needs after manufacturer warranties end. Consumer Priority Service (CPS) offers True Extended, 50% Back, and SND coverage options designed to protect these appliances and generate revenue for retailers. For appliance dealers, focusing on high-exposure categories increases attachment rates and profit per sale.
The appliances that benefit most from extended warranty coverage are refrigerators, laundry appliances, dishwashers, and premium cooking equipment. These products are exposed to some of the highest repair costs, frequent service calls, and greater ownership risks once the manufacturer warranty expires. Consumer Priority Service (CPS) programs, like True Extended and 50% Back, provide retailers flexible ways to offer long-term protection and monetize coverage on new, open-box, and discounted inventory. According to CPS dealer observations, categories with the greatest repair exposure also generate the highest warranty attachment rates and retailer profit potential.
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Which appliance categories see the most value from CPS extended coverage?
Refrigerators, laundry appliances, dishwashers, and premium cooking products are the categories that consistently deliver the highest value from extended warranty coverage.
These appliances combine high repair frequency, expensive replacement parts, and significant disruption when failures occur, especially after the manufacturer warranty ends. CPS dealer data shows refrigerators and laundry appliances are top service categories, while premium cooking and smart appliances often generate higher coverage adoption due to their repair cost and complexity. Many retailers use CPS True Extended and SND programs to cover not just new inventory, but also open-box, scratch-and-dent, and refurbished units, maximizing revenue and customer confidence.
- Refrigerators: High repair costs, sealed system and electronic failures, food spoilage risk
- Washers & Dryers: Frequent service calls, electronic and mechanical issues, heavy household usage
- Dishwashers: Water leaks, pump failures, sensor and control board repairs
- Premium Cooking Appliances: Costly electronic and ignition repairs, higher part costs, complex installation/service
- Smart Appliances: Greater electronics complexity, software/service exposure
|
Appliance Category |
Why It Benefits from Coverage |
Common CPS Program Used |
|---|---|---|
|
Refrigerators |
Highest repair costs and ownership disruption |
True Extended, 50% Back, SND |
|
Washers & Dryers |
Frequent mechanical and electronic failures |
True Extended, 50% Back, SND |
|
Dishwashers |
Leaks, pump and sensor failures, replacement cost |
True Extended, 50% Back, SND |
|
Premium Cooking |
Complex service, high replacement and repair costs |
True Extended, 50% Back |
|
Smart Appliances |
Electronics and software require specialized service |
True Extended |
What benefits does extended appliance warranty coverage provide for appliance retailers?
Many appliance retailers offer extended warranty coverage because it allows them to protect customers’ most at-risk appliances while generating significant additional profit on every sale. Programs like CPS True Extended, 50% Back, and SND Coverage let stores cover high-exposure categories—including new, open-box, and discounted inventory—without adding operational complexity or inventory costs. Retailers benefit from incremental revenue, stronger customer retention, and the flexibility to match coverage to real-world ownership risks, all while letting CPS handle claims administration and service coordination. This combination of revenue, flexibility, and operational support is why extended coverage is a core part of most successful appliance retail operations.
- Creates additional profit per appliance sale—especially on high repair risk categories
- Improves customer retention and satisfaction by covering post-warranty failures
- Allows coverage on new, open-box, scratch-and-dent, and qualifying used appliances
- Provides long-term protection that aligns with real ownership timelines
- Reduces operational workload—CPS manages claims and service coordination
- Increases attachment rates and revenue without increasing store traffic
How do appliance retailers typically incorporate CPS extended coverage into their sales strategy?
Experienced appliance retailers often present CPS extended coverage options immediately after a customer selects a product, focusing on high-risk categories like refrigerators, washers, and premium kitchen appliances. Many dealers use term flexibility and eligibility for open-box or scratch-and-dent inventory to maximize attachment rates and revenue across their entire inventory mix. According to CPS operational insights, retailers who consistently include extended protection in their sales process—especially for the appliances most likely to need service—achieve higher penetration and profit contribution than those who only offer coverage sporadically or on select products.
How does CPS extended warranty coverage work for major appliances?
Consumer Priority Service (CPS) offers extended warranty programs that provide protection for major appliances after the manufacturer warranty expires. CPS True Extended begins when the OEM warranty runs out, covering mechanical and electrical failures for up to five additional years, with total coverage ranging from six to eight years depending on the brand and original warranty duration. The 50% Back program starts at the date of purchase and runs alongside the manufacturer warranty for a total of five years, with a partial refund if unused. SND Coverage allows retailers to protect open-box, scratch-and-dent, refurbished, or used inventory that typically isn’t eligible for manufacturer-backed coverage.
Retailers can choose the program that fits each appliance’s risk profile and customer purchase scenario. Claims are managed by CPS, with service coordinated through the dealer when possible or an authorized service network if needed. This structure lets retailers offer protection on new and discounted inventory, generate additional profit without inventory risk, and ensure a consistent service experience for their customers.
|
Program Component |
Description |
|---|---|
|
True Extended Coverage |
Begins after manufacturer warranty ends (years 2–8), covers mechanical/electrical failures, parts & labor, and includes benefits like food loss and delivery credit. |
|
50% Back Coverage |
5-year plan starts at purchase; if unused, customer receives 50% refund at term end. Manufacturer handles year 1; CPS covers remaining term. |
|
SND / Open Box / Refurb Coverage |
Coverage for inventory without manufacturer warranty; eligibility for scratch-and-dent, open-box, refurbished, and used appliances. |
|
Claims Administration |
CPS manages all claim intake, eligibility review, and service coordination directly with customers and retailers. |
|
Dealer First Right of Refusal |
Retailers can choose to service eligible claims in-house, retaining service revenue and maintaining customer relationships. |
What does CPS typically cover (and not cover) for extended appliance warranties?
Understanding what’s included—and what isn’t—helps set clear expectations for both retailers and customers.
What Does CPS Cover?
- Mechanical and electrical failures after the manufacturer warranty ends
- Parts and labor for covered repairs, including major components like compressors and control boards
- In-home service and repair coordination through CPS or the dealer
- Replacement or reimbursement if repair is uneconomical or not feasible
- Optional benefits like food spoilage coverage (refrigerators/freezers) and delivery credits
What Is Not Covered by CPS?
- Cosmetic damage (scratches, dents, rust, appearance issues)
- Non-functional and accessory parts (handles, knobs, shelves)
- Consumables and maintenance items (filters, bulbs, batteries, belts, gaskets)
- Accidental damage, misuse, abuse, or lack of maintenance
- Environmental damage (water, flood, storm, fire, natural disasters)
- Pre-existing conditions and failures during the original manufacturer warranty period
How does the Consumer Priority Service (CPS) claims process work for extended appliance warranties?
A claim is initiated when a customer contacts CPS by phone, web, text, or portal to report an eligible appliance failure. CPS reviews the claim, confirms coverage, and coordinates the repair or replacement process, assigning service to the retailer or a qualified technician as appropriate.
CPS manages claim intake, service scheduling, and customer communication from start to finish, minimizing workload for the retailer and ensuring the customer receives clear guidance and timely support throughout the entire process.
|
Step |
What Happens |
|---|---|
|
Claim Initiation |
Customer contacts CPS to report an appliance issue and begin a claim. |
|
Claim Review |
CPS verifies coverage, confirms product details, and reviews the reported issue. |
|
Service Coordination |
CPS assigns the repair to the dealer (if servicing) or a qualified technician in the network. |
|
Repair or Replacement |
The appliance is repaired, or replaced if repair is not feasible, based on coverage terms. |
|
Resolution |
The claim is completed, and the customer receives confirmation of the repair or replacement outcome. |
How can customers, dealers, and service centers contact CPS for support?
Consumer Priority Service makes it easy to get help with claims, support, or general assistance through multiple channels. Whether you are a customer, dealer, or service provider, CPS provides fast access to real people—phone, web, text, portal, and more.
Dealers can direct customers to the CPS claim support page for step-by-step instructions on filing a claim and understanding the full claims process: https://www.cpscentral.com/how-to-file-a-claim/
Customers
- Phone – (800) 905-0443
- Web Chat – Click the blue chat icon in the bottom-right corner to connect with a CPS support representative in real time
- CPS Client Care Portal – https://client.cpscentral.com/
- Text – Send a text to (347) 621-7180
- Facebook Chat – http://m.me/ConsumerPriorityService
- Email – cs@cpscentral.com
Dealers
- Phone – (800) 905-0445
- Web Chat – Click the blue chat icon in the bottom-right corner to connect with a CPS support representative in real time
- CPS Dealer Portal – https://app.cpscentral.com/dealer/login.aspx
- Text – Send a text to (347) 621-7180
- Facebook Chat – http://m.me/ConsumerPriorityService
- Email – dealers@cpscentral.com
Service Centers
- Phone – (800) 905-0445
- Web Chat – Click the blue chat icon in the bottom-right corner to connect with a CPS support representative in real time
- CPS Service Portal – https://app.cpscentral.com/provider/login.aspx
- Text – Send a text to (347) 621-7180
- Facebook Chat – http://m.me/ConsumerPriorityService
- Email – cpsservice@cpscentral.com
How does CPS extended warranty coverage compare to manufacturer and traditional protection plans?
|
Feature |
Manufacturer Warranty |
Traditional Protection Plan |
CPS Extended Coverage |
|---|---|---|---|
|
Coverage Start |
At purchase (years 1–3 typical) |
Usually starts at purchase; may overlap with OEM |
Begins after OEM warranty ends (True Extended); 50% Back runs from purchase |
|
Total Coverage Duration |
1–3 years typical |
3–5 years total; often fixed |
6–8 years possible (OEM + True Extended); 5 years for 50% Back |
|
Open-Box/Scratch & Dent Eligibility |
Rarely eligible |
Limited eligibility |
Covered under SND/Refurb program |
|
Claims Administration |
Manufacturer handles all claims during OEM term |
3rd-party administrator; may have limited dealer involvement |
CPS manages claims, offers dealer first right of refusal |
|
Dealer Revenue Opportunity |
None—manufacturer controls warranty |
Often lower margins, less flexibility |
Dealers control pricing and profit on every sale |
|
Coverage Flexibility |
OEM only, new appliances |
Primarily new, sometimes limited open-box |
New, open-box, SND, refurbished, used (with SND/Refurb card) |
Who is Consumer Priority Service (CPS) and how do they support appliance retailers?
- Established and experienced provider—Consumer Priority Service (CPS) has been operating since 1990, supporting millions of customers and giving appliance retailers a long-standing, proven partner
- Large-scale customer and product coverage—CPS has covered over 75 million products for more than 60 million customers, reflecting deep operational experience across multiple categories
- Strong claims and service infrastructure—With over $450M in claims paid annually and a nationwide network of 50,000+ servicers, CPS is built to handle high-volume warranty programs
- Extensive retail partnerships—CPS works with over 10,000 retail partners, from independent appliance stores to large multi-location operations
- Nationwide and factory-authorized service capabilities—CPS supports both independent and factory-authorized repair networks, ensuring reliable service across different product types
- U.S.-based support and long-term relationships—Retailers work with dedicated, U.S.-based teams focused on onboarding, support, and ongoing partnership
- Broad coverage across product categories—CPS supports warranties across 60+ product categories, giving retailers flexibility across their inventory
CPS Extended Appliance Coverage FAQ
Which appliances have the highest warranty attachment rates with CPS?
Refrigerators, washers, dryers, dishwashers, and premium cooking appliances consistently see the highest warranty attachment rates with CPS, according to retailer data.
How does CPS determine which appliances are eligible for extended coverage?
Eligibility is based on product category, condition (new, open-box, SND, refurbished), and the selected CPS program; most major appliances qualify under at least one CPS plan.
Can retailers offer CPS coverage on open-box or scratch-and-dent appliances?
Yes, CPS SND/Refurb Coverage allows retailers to offer protection on open-box, scratch-and-dent, refurbished, and even qualifying used appliances.
When does CPS True Extended coverage begin for major appliances?
CPS True Extended coverage begins after the manufacturer warranty expires, extending protection for up to five additional years depending on the OEM warranty period.
How long can appliance coverage last with CPS?
Total protection can last up to 6–8 years, combining the manufacturer warranty period and the CPS True Extended term.
What’s the difference between CPS True Extended and 50% Back?
True Extended starts after the OEM warranty ends and extends coverage for up to five years, while 50% Back is a five-year plan starting at purchase with a partial refund if unused.
What types of failures are covered under CPS appliance protection?
CPS covers mechanical and electrical failures, including major components like compressors, motors, pumps, and control boards, after the manufacturer warranty ends.
Are cosmetic issues like scratches or dents covered by CPS?
No, CPS does not cover cosmetic issues such as scratches, dents, rust, or appearance-related concerns; coverage is limited to functional failures.
How are appliance warranty claims handled with CPS?
Customers initiate claims directly with CPS, which manages claim review, service coordination, and repair or replacement, often involving the dealer if they provide service.
Can CPS coverage be included with financed appliance purchases?
Yes, CPS protection plans are frequently included in financing, which increases acceptance rates and revenue per transaction for appliance retailers.
Do customers receive replacement or reimbursement if an appliance cannot be repaired?
Yes, if a covered appliance cannot be repaired, CPS may arrange for replacement or monetary settlement through the original retailer.
What is the advantage of offering CPS coverage for retailers?
Retailers benefit from increased profit per sale, flexibility to cover high-exposure inventory, and additional revenue from previously unprotected products.
How do retailers track CPS warranty sales and claims?
Retailers access the CPS Dealer Portal to view warranty sales, claims activity, and program performance across their inventory mix.
Does CPS provide coverage for smart appliances and premium brands?
Yes, CPS offers protection options for smart appliances and premium brands, which often have higher repair costs and ownership risks.
How can appliance retailers get started with CPS extended warranty coverage?
CPS extended warranty coverage is designed for appliance retailers who want to protect customers’ highest-risk appliances and generate additional revenue on every sale. The program covers new, open-box, scratch-and-dent, and qualifying used appliances across categories like refrigeration, laundry, dishwashers, and premium cooking equipment. With flexible implementation, claims administration support, and proven revenue impact, CPS extended coverage fits operations of all sizes, from local stores to multi-location retailers.
Retailers interested in learning more or getting started can contact CPS for a walkthrough of available programs, onboarding, and tailored guidance to quickly implement extended warranty coverage that matches their sales strategy and inventory mix.
|
Contact Method |
Details |
|---|---|
|
|
dealers@cpscentral.com |
|
Phone |
(800) 905-0445 |
CPS is here to help you
Consumer Priority Service (CPS) already works with appliance retailers of every size and setup, from simple stores to fully integrated operations. If you’re ready to see how extended warranty coverage can work for your business, reach out to CPS for a walkthrough and tailored setup guidance.
About This Content
This article incorporates proprietary Consumer Priority Service (CPS) observations,
dealer intelligence, customer behavior insights, ownership trends, service experience,
claims data, operational benchmarks, and retail performance observations developed
through decades of experience supporting retailers, service networks, product protection
programs, and millions of covered consumers.
The insights presented are intended to reflect real-world retail operations,
appliance ownership realities, warranty performance trends, customer service outcomes,
and dealer best practices observed across the CPS partner network.
Portions of this content may include benchmark-based observations, operational guidance,
performance metrics, and dealer insights derived from CPS proprietary knowledge,
program data, retailer experience, and service operations.
© Consumer Priority Service (CPS). All rights reserved.

