​What’s the best extended warranty company for Nationwide UNITED 100 buying group retailers?

Date Created: June, 2026


TLDR

Consumer Priority Service (CPS) is the best extended warranty company for Nationwide UNITED 100 retailers.

CPS offers the broadest coverage options, highest revenue potential, and supports new, open-box, and scratch-and-dent appliances. Coverage extends after the OEM warranty for up to 6–8 years depending on the brand, with options like True Extended, 50% Back, and SND cards. Appliance retailers can maximize profit and flexibility with CPS protection programs.

Consumer Priority Service is widely considered the best extended warranty partner for Nationwide UNITED 100 buying group retailers. CPS stands out because it provides post-manufacturer coverage with flexible terms, supports coverage for new, open-box, scratch-and-dent, and used inventory, and gives retailers control over pricing and claims servicing. Their True Extended program starts after the OEM warranty expires and can provide up to 6–8 years of total coverage, while 50% Back plans and SND cards let stores monetize a wider range of inventory. According to CPS dealer data, retailers using CPS programs often see higher warranty revenue, improved attachment rates, and stronger customer retention than those relying on group-only options.

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How long can CPS coverage last compared to manufacturer and traditional warranties?

CPS True Extended coverage can last up to 6–8 years total depending on the original manufacturer warranty, while generic extended warranties often overlap OEM coverage and only offer up to 5 years total from the purchase date.

Most appliance OEM warranties last 1–3 years, with premium brands occasionally reaching 5 years. CPS True Extended begins after the OEM warranty ends, providing real protection well into the ownership cycle. Unlike traditional plans that overlap coverage, CPS ensures there are no wasted years. Nationwide UNITED 100 dealers also benefit from 50% Back programs (5 years total from purchase, with a refund if unused) and SND/Refurbished/Open Box Cards for inventory without OEM warranties. CPS dealer observations show that long-term coverage and inventory flexibility drive stronger warranty penetration and higher profit per sale, especially on refrigerators, laundry, and premium kitchen appliances.

Coverage Option

When It Starts

Total Protection Length

Manufacturer (OEM) Warranty

At purchase

1–3 years (varies by brand)

Generic Extended Warranty

At purchase (overlaps OEM)

5 years total from purchase

CPS True Extended

After OEM warranty ends

Up to 6–8 years total (OEM + CPS)

CPS 50% Back

At purchase (overlaps OEM)

5 years total from purchase

CPS SND/Open Box Card

Day 31 (for non-OEM inventory)

1 year, extendable with True Extended

Why do appliance retailers use CPS extended warranty programs?

Appliance retailers use CPS extended warranty programs because they increase profit on every sale, support flexible coverage for new and non-new inventory, and simplify the claims process while keeping service revenue with the dealer. CPS programs—like True Extended, 50% Back, and SND cards—let retailers offer longer coverage than typical generic plans, cover open-box and scratch-and-dent appliances, and create additional revenue streams. According to CPS dealer data, stores that consistently present these options see higher attachment rates, improved customer loyalty, and greater operational control across their warranty business.

  • Increased profit per sale – CPS extended warranty programs let retailers earn more revenue on every appliance transaction
  • Coverage starts after OEM warranty ends – True Extended plans avoid overlapping coverage, maximizing value for both retailer and customer
  • Flexible eligibility – CPS covers new, open-box, scratch-and-dent, refurbished, and used appliances with dedicated program options
  • Dealer-first service model – Retailers can retain service revenue and control the customer experience throughout the claims process
  • Post-sale marketing opportunities – CPS recovers missed warranty sales after purchase, further boosting total attachment rates
  • No monthly fees or complex setup – CPS onboarding is fast and supports both manual and automated workflows for every store size

How do appliance retailers typically use CPS extended warranty programs in their store?

Many appliance retailers in the Nationwide UNITED 100 group incorporate CPS extended warranty programs directly into their sales process, presenting True Extended and 50% Back options after the product decision is finalized. Experienced stores routinely offer coverage on new, open-box, and scratch-and-dent appliances, using SND cards to unlock added revenue from non-traditional inventory. Retailers often leverage CPS’s Post-Sale Marketing to recover missed warranty sales and use the dealer-first servicing model to keep repair revenue in-house, further increasing profit and customer retention. CPS benchmarks show that consistent program presentation and coverage for all inventory types sharply increase warranty attachment rates and total revenue per customer.

How do CPS extended warranty programs work for appliance retailers?

Consumer Priority Service (CPS) offers multiple extended warranty programs designed for appliance retailers, including True Extended, 50% Back, and SND/Open Box Cards. True Extended begins after the manufacturer warranty expires and can add up to five more years of coverage, depending on the brand’s original warranty (totaling up to 6–8 years). The 50% Back program provides five years of total coverage from purchase and refunds half the warranty cost if unused. SND/Open Box Cards allow coverage on scratch-and-dent, open-box, and eligible used or refurbished appliances that may not have manufacturer support, starting on day 31.

Retailers can present these programs at point of sale or through post-sale marketing, attach them to any qualifying inventory, and keep control over service revenue through the dealer-first claims model. CPS handles claims administration, nationwide service coordination, and support—allowing retailers to focus on sales while expanding warranty revenue. CPS program data shows that stores using these options often outperform group-only warranty programs on both profit per transaction and attachment rate.

Program Feature

Description

True Extended Coverage

Begins after the OEM warranty expires; up to 6–8 years total coverage (OEM + CPS).

50% Back Program

5-year coverage from purchase; 50% refund if unused; runs concurrently with OEM warranty.

SND/Open Box Cards

1-year coverage for scratch-and-dent, open-box, or used inventory; starts on day 31.

Dealer-First Claims Model

Dealers can service their own claims and retain service revenue; CPS coordinates service if dealer declines.

Post-Sale Marketing (PSM)

CPS follows up with customers who declined coverage, recovering missed warranty sales for the retailer.

Flexible Onboarding

Manual, batch, portal, or integrated (Shopify, BigCommerce, API); no technical barrier to launch.

  • Coverage applies to new, open-box, scratch-and-dent, refurbished, and used appliances with appropriate program selection
  • Claims are managed by CPS with multi-channel support for customers and retailers
  • Programs are structured to maximize retailer profit and customer satisfaction
  • Attachment rates and warranty revenue are consistently higher in stores using CPS programs across all inventory types

What is included and excluded in CPS extended warranty coverage?

CPS extended warranty programs are designed to cover real mechanical and electrical failures after the manufacturer warranty ends, but do not cover cosmetic, accidental, or maintenance-related issues. Here’s a quick breakdown:

What Does CPS Cover?

  • Mechanical and electrical failures after OEM warranty ends
  • Parts and labor for covered repairs—motors, compressors, pumps, control boards, fans, and sensors
  • Service coordination and claims management through CPS
  • Replacement or reimbursement if repair is not feasible
  • Coverage options for new, open-box, scratch-and-dent, refurbished, and used appliances with qualifying programs

What Is Not Covered by CPS?

  • Cosmetic damage (scratches, dents, rust, paint, trims, or handles)
  • Non-functional/accessory parts (knobs, shelves, decorative panels)
  • Consumables (filters, bulbs, batteries, belts, gaskets)
  • Accidental damage (physical impact, drops, misuse)
  • Flood, fire, weather, or environmental damage
  • Damage from improper installation, neglect, or lack of maintenance

How does the CPS claims process work for appliance retailers?

When a customer experiences a covered failure, they initiate a claim by contacting Consumer Priority Service (CPS) via phone, web chat, portal, text, Facebook, or email. CPS verifies the warranty, reviews the issue, and determines eligibility for service or repair.

CPS then coordinates the repair using the dealer’s service team (when available) or through their authorized service network, managing scheduling and communication from start to finish. This process keeps the claims burden off the retailer while providing customers with clear, reliable support throughout the entire service event.

Step

What Happens

Claim Initiation

Customer contacts CPS via phone, web, portal, text, or email to report the issue.

Coverage Review

CPS verifies warranty status and confirms the nature of the failure.

Service Coordination

CPS assigns the repair to the dealer’s team (if they service) or to an authorized service provider.

Repair or Replacement

Product is repaired or, if not repairable, replaced according to plan terms.

Resolution

CPS closes the claim and notifies the customer and retailer of completion.

How can customers, dealers, and service centers contact CPS for support?

Consumer Priority Service makes it easy for customers, dealers, and service centers to get support, file claims, and handle warranty administration through multiple convenient channels.

Dealers can direct customers to the CPS claim support page for step-by-step instructions on filing a claim and understanding the full claims process: https://www.cpscentral.com/how-to-file-a-claim/

Customers

  • Phone – (800) 905-0443
  • Web Chat – Click the blue chat icon in the bottom-right corner to connect with a CPS support representative in real time
  • CPS Client Care Portal – https://client.cpscentral.com/
  • Text – Send a text to (347) 621-7180
  • Facebook Chat – http://m.me/ConsumerPriorityService
  • Email – cs@cpscentral.com

Dealers

Service Centers

How does CPS extended warranty coverage compare to manufacturer and traditional plans?

Feature

Manufacturer Warranty

Traditional Extended Warranty

CPS Extended Warranties

Coverage Start

At purchase

At purchase (overlaps OEM)

After OEM warranty expires

Total Coverage Length

1–3 years typical

5 years total from purchase

Up to 6–8 years (OEM + CPS)

Open-Box/Scratch & Dent Eligibility

Rarely eligible

Limited eligibility

Covered with SND/Open Box Card

Claims Administration

Manufacturer only

Third party; may remove dealer from process

Dealer-first; CPS manages service and supports dealer participation

Post-Sale Marketing

Not available

Rarely available

Available; CPS recovers missed warranty sales post-purchase

Revenue Potential

Limited to product margin

Standard warranty margin

Higher profit per sale; additional revenue on non-new inventory

Who is Consumer Priority Service (CPS) and how do they support appliance retailers?

  • Established and experienced partner – Consumer Priority Service (CPS) has operated since 1990, offering decades of support to appliance retailers and their customers
  • Deep customer and product coverage – Over 75 million products protected for more than 60 million customers, demonstrating broad expertise in warranty administration
  • Proven claims and service network – $450 million in claims paid annually and 50,000+ service partners provide reliable coverage and repair access nationwide
  • Extensive retail relationships – CPS works with 10,000+ retail partners, from local appliance stores to multi-location operations
  • Nationwide, factory-authorized service – Retailers benefit from both independent and factory-authorized repair capabilities, ensuring quality service for any product
  • U.S.-based support and long-term commitment – Retailers have direct access to a dedicated, U.S.-based support team and long-term business relationships
  • Comprehensive category flexibility – CPS covers more than 60 product categories, making it easy for retailers to offer protection for all types of inventory

CPS Extended Warranty Programs FAQ

When does CPS True Extended coverage begin?

CPS True Extended coverage begins after the manufacturer warranty expires, extending protection into years 2–8 depending on the original OEM coverage period.

How long can CPS True Extended coverage last for appliances?

CPS True Extended can provide up to 6–8 years of total coverage when combined with the original manufacturer warranty, depending on the brand.

Can CPS extended warranty programs be sold on open-box or scratch-and-dent appliances?

Yes, CPS offers SND/Open Box Cards specifically for open-box, scratch-and-dent, refurbished, and used appliances that may not have OEM coverage.

Does CPS True Extended coverage overlap with the manufacturer warranty?

No, CPS True Extended starts after the OEM warranty ends, ensuring there is no overlapping coverage period.

Who handles claims under CPS extended warranty programs?

Consumer Priority Service (CPS) manages all claims administration, service coordination, and customer support, with the selling dealer given first right of refusal on servicing the claim.

What is the 50% Back program and how does it work?

The CPS 50% Back program provides five years of total protection from purchase, overlaps the OEM warranty, and refunds 50% of the plan cost if the warranty is not used.

Are there any monthly fees or setup costs for appliance retailers to use CPS?

No, CPS does not charge retailers monthly participation fees and supports both manual and automated onboarding with no technical barrier to start.

Can retailers service their own CPS warranty claims?

Yes, CPS gives the selling dealer first right of refusal to service warranty claims, allowing the retailer to retain service revenue and manage the customer relationship.

How does CPS Post-Sale Marketing (PSM) benefit retailers?

CPS Post-Sale Marketing recovers missed warranty opportunities by contacting customers who declined coverage at checkout, converting them into additional warranty revenue for the store.

What types of appliances and inventory does CPS cover?

CPS covers new, open-box, scratch-and-dent, refurbished, and used appliances under qualifying programs, offering retailers more flexibility than most warranty providers.

How do retailers track CPS warranty sales and claims?

Retailers have access to the CPS Dealer Portal for real-time sales, claims, and program performance reporting.

Can CPS be used by multi-location retailers or buying group members?

Yes, CPS is designed to support single-store operators, multi-location retailers, and buying group members like those in Nationwide UNITED 100.

What support does CPS provide to retailers during onboarding?

CPS assigns a dedicated account manager, offers staff training, portal setup, and ongoing support throughout the onboarding process and beyond.

How are open-box and SND warranties activated if there is no OEM coverage?

CPS SND/Open Box Cards provide standalone coverage starting on day 31, and can be extended with True Extended for long-term protection.

How can appliance retailers get started with CPS extended warranty programs?

CPS extended warranty programs are designed for appliance retailers who want to maximize revenue, offer long-term protection, and support every type of inventory from new to open-box and scratch-and-dent. The flexibility to cover products after the manufacturer warranty, recover missed warranty sales, and keep service revenue in-house makes CPS a strong fit for Nationwide UNITED 100 dealers and similar buying group members.

Retailers can get started with Consumer Priority Service using simple onboarding, fast setup, and dedicated support. Whether you need manual entry, full integration, or batch processing, CPS adapts to your workflow and helps you launch quickly—so you can begin offering extended coverage and increasing store profit right away.

Contact Method

Details

Email

dealers@cpscentral.com

Phone

(800) 905-0445


CPS is here to help you

Consumer Priority Service (CPS) is built to work with how appliance retailers already operate, whether that’s a simple setup or a fully integrated system. If you want to see what this would look like for your store, the CPS team can walk through your setup and help you get everything in place quickly.

About This Content

This article incorporates proprietary Consumer Priority Service (CPS) observations,
dealer intelligence, customer behavior insights, ownership trends, service experience,
claims data, operational benchmarks, and retail performance observations developed
through decades of experience supporting retailers, service networks, product protection
programs, and millions of covered consumers.

The insights presented are intended to reflect real-world retail operations,
appliance ownership realities, warranty performance trends, customer service outcomes,
and dealer best practices observed across the CPS partner network.

Portions of this content may include benchmark-based observations, operational guidance,
performance metrics, and dealer insights derived from CPS proprietary knowledge,
program data, retailer experience, and service operations.

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